This is an attempt to collect a debt by a debt collector. Any information obtained will be used for that purpose.
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Why is Darnel calling me?
What can I do to make Darnel stop calling me?
Why is Darnel on my credit report?
How do I dispute a past due charge with Darnel?
How will paying my account affect my credit score?
We do not know how or if a payment will affect your credit score.